Gerald Ross Agency has been protecting Oregon Coast families, fishermen, farmers, and businesses since 1937. Today, as a proudly woman-owned independent insurance agency, we carry that legacy forward with the same values that have always defined us: honesty, community, and genuine care for the people we serve. Being woman-owned is not a marketing label for us — it shapes how we hire, how we listen, and how we advocate for our clients every single day.

What Woman-Owned Means in Practice

Woman-owned businesses consistently outperform their peers in client satisfaction, employee retention, and community engagement — and the research backs this up. A 2024 study by American Express found that woman-owned businesses are more likely to prioritize long-term client relationships over short-term transactions, and more likely to invest in their local communities.

At Gerald Ross Agency, that translates into a client experience that feels different from dealing with a large national carrier or a captive agent. We take the time to understand your full situation — your family, your assets, your risks, your budget — before we make a single recommendation. We do not have sales quotas or carrier incentives that push us toward any particular product. Our only obligation is to find you the best coverage at the best available price.

A Legacy Built on Trust and Community

Gerald Ross Agency was founded in Brookings, Oregon in 1937 — nearly 90 years ago. The agency has served multiple generations of Oregon Coast families, and many of our clients today are the children and grandchildren of clients who first walked through our door decades ago. That kind of multigenerational trust is not built through advertising — it is built through consistent, honest service delivered year after year.

Being woman-owned reinforces the values that have always made this agency different. We are deeply embedded in the Brookings community and the broader Oregon Coast. We sponsor local events, support local nonprofits, and employ people who live here and care about this community. When you work with us, your insurance dollars stay local.

The Independent Agent Advantage

As an independent insurance agency, Gerald Ross Agency works with more than 50 carriers — not just one. That means we can shop the market on your behalf, compare rates and coverage options, and find the policy that genuinely fits your needs. Captive agents (who work for a single carrier like State Farm or Allstate) can only offer you that one company's products. We offer you the entire market.

• We work for you: Not for any insurance company. Our loyalty is to our clients, not to any carrier's sales targets.
• We shop 50+ carriers: We compare rates and coverage across a broad market to find the best fit for your specific situation.
• We advocate at claim time: When you have a claim, we are in your corner — helping you navigate the process and ensuring you receive what you are owed.
• We serve the whole family: From auto and home to marine, farm, and commercial — we can handle all of your insurance needs under one roof.
• We are local and accountable: We live and work on the Oregon Coast. You can walk into our office, call us directly, and speak to someone who knows your name.

Supporting Women in Business on the Oregon Coast

As a woman-owned business, we are particularly attuned to the needs of other women business owners on the Oregon Coast. Whether you run a vacation rental in Bandon, a restaurant in Coos Bay, a retail shop in Newport, or a professional services firm anywhere on the coast, we understand the unique challenges and risks you face.

We offer a full range of commercial insurance products for women-owned businesses, including general liability, commercial property, business interruption, professional liability (E&O), and workers' compensation. We also work with non-profit organizations and can help you find the right coverage for your mission-driven work through our non-profit insurance program.