Coastal and Inland Insurance Solutions for Unique Risks

Gerald Ross Agency is an independent insurance agency on the Oregon Coast. Founded in 1937 and rooted in Brookings, we have grown from a small local office into a full-service, commercial-forward agency serving families and businesses across the Oregon Coast, Southern Oregon, the Willamette Valley, and Northern California.
We are Oregon Coast's hometown insurance agency — rooted in Brookings and serving communities from Gold Beach to Coos Bay, Medford to Jacksonville, Eugene to Salem. Our deep local knowledge means we understand the unique risks facing Oregon Coast families and businesses, from wildfire exposure to marine operations and coastal weather events.
Today, commercial insurance is a cornerstone of our growth. From contractors and manufacturers to nonprofits, hospitality, and professional services, we develop tailored risk management programs that protect businesses at every stage. Our team understands the complexities of today's insurance market and helps clients navigate coverage structures, compliance requirements, and long-term planning with confidence.
Gerald Ross Agency works with multiple insurers to help you compare available options. As an independent agency, we are not limited to a single carrier's products. We can explain available options and discuss your needs; terms, pricing, and underwriting decisions depend on the insurer.
Whether you're protecting your business, your property, your boat, or your future — Gerald Ross Agency is your trusted Oregon Coast partner in growth and protection. Let's build a smarter insurance strategy, together.


HOA and Community Association Insurance
Compare available insurance options for your needs
































Carrier and product availability vary by location, risk, and underwriting requirements.
SIMPLE PROCESS
Commercial Insurance for Oregon and Northern California Businesses
Start with your needs. Our team can explain available options and the information insurers may require.
Tell Us What You Need
Quick online form or give us a call. Either way, we'll ask the right questions to understand your situation.
Compare Available Options
We review options from multiple insurers. Availability, coverage terms, and pricing depend on your situation.
You Pick the Best Fit
We explain available options and help with next steps. Insurers may require additional information or applications before coverage can be confirmed.
Hospitality, Marine and Specialty Industry Coverage
Talk with our team about available insurance options
Hospitality
Discuss property, liability, and other insurance needs for your hospitality business.
Learn MoreYour Insurance Questions
Contact our team to discuss your needs and the options available for your situation.
Learn MoreServing the Oregon Coast, Southern Oregon and Northern California
Gerald Ross Agency proudly serves families and businesses throughout the Oregon Coast, Southern Oregon, Willamette Valley, and Northern California. Click your community to learn more about local insurance options.

Homeowners and Property Insurance Coverage
Common questions about Gerald Ross Agency and independent insurance in Oregon





