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Brookings
Oregon Coast

Coastal and Inland Insurance Solutions for Unique Risks

Gerald Ross Agency

Gerald Ross Agency is an independent insurance agency on the Oregon Coast. Founded in 1937 and rooted in Brookings, we have grown from a small local office into a full-service, commercial-forward agency serving families and businesses across the Oregon Coast, Southern Oregon, the Willamette Valley, and Northern California.

We are Oregon Coast's hometown insurance agency — rooted in Brookings and serving communities from Gold Beach to Coos Bay, Medford to Jacksonville, Eugene to Salem. Our deep local knowledge means we understand the unique risks facing Oregon Coast families and businesses, from wildfire exposure to marine operations and coastal weather events.

Today, commercial insurance is a cornerstone of our growth. From contractors and manufacturers to nonprofits, hospitality, and professional services, we develop tailored risk management programs that protect businesses at every stage. Our team understands the complexities of today's insurance market and helps clients navigate coverage structures, compliance requirements, and long-term planning with confidence.

Gerald Ross Agency works with multiple insurers to help you compare available options. As an independent agency, we are not limited to a single carrier's products. We can explain available options and discuss your needs; terms, pricing, and underwriting decisions depend on the insurer.

Whether you're protecting your business, your property, your boat, or your future — Gerald Ross Agency is your trusted Oregon Coast partner in growth and protection. Let's build a smarter insurance strategy, together.

LET'S GET STARTED
Brookings, Oregon Coast
Personal
Service
Independent
Insurance Options
Oregon Coast panorama
Brookings
Oregon Coast
1937
Founded

HOA and Community Association Insurance

Compare available insurance options for your needs

Progressive
Travelers
Safeco
Foremost
The Hartford
American Modern
Liberty Mutual
Allstate
THREE by Berkshire Hathaway
Nonprofits Insurance Alliance
DFS Insurance
Nationwide
Pennsylvania Lumbermens
Chubb
Coalition
Acuity
Progressive
Travelers
Safeco
Foremost
The Hartford
American Modern
Liberty Mutual
Allstate
THREE by Berkshire Hathaway
Nonprofits Insurance Alliance
DFS Insurance
Nationwide
Pennsylvania Lumbermens
Chubb
Coalition
Acuity

Carrier and product availability vary by location, risk, and underwriting requirements.

SIMPLE PROCESS

Commercial Insurance for Oregon and Northern California Businesses

Start with your needs. Our team can explain available options and the information insurers may require.

1

Tell Us What You Need

Quick online form or give us a call. Either way, we'll ask the right questions to understand your situation.

2

Compare Available Options

We review options from multiple insurers. Availability, coverage terms, and pricing depend on your situation.

3

You Pick the Best Fit

We explain available options and help with next steps. Insurers may require additional information or applications before coverage can be confirmed.

Hospitality, Marine and Specialty Industry Coverage

Talk with our team about available insurance options

Hospitality

Discuss property, liability, and other insurance needs for your hospitality business.

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Marine

Review available insurance options for your vessel or commercial marine operation.

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Your Insurance Questions

Contact our team to discuss your needs and the options available for your situation.

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Serving the Oregon Coast, Southern Oregon and Northern California

Gerald Ross Agency proudly serves families and businesses throughout the Oregon Coast, Southern Oregon, Willamette Valley, and Northern California. Click your community to learn more about local insurance options.

Gerald Ross Agency

Homeowners and Property Insurance Coverage

Common questions about Gerald Ross Agency and independent insurance in Oregon

What is an independent insurance agency?
An independent insurance agency like Gerald Ross Agency is not tied to a single insurance company. We can help you compare available options from multiple insurers. Coverage, pricing, and eligibility vary by insurer and situation.
How long has Gerald Ross Agency been in business?
Gerald Ross Agency's agency history dates to 1937 in Brookings, Oregon. Learn more about our history on the About page.
What communities does Gerald Ross Agency serve?
Gerald Ross Agency serves the Oregon Coast including Brookings, Gold Beach, Bandon, Coos Bay, and Port Orford; Southern Oregon including Medford, Jacksonville, and Grants Pass; the Willamette Valley including Eugene, Corvallis, and Salem; Astoria; and Northern California including Crescent City and Redding. Ask us about options available for your location and needs.
How do I get a free insurance quote?
Request a quote online, call (541) 469-3144, or visit our Brookings office. Our team can help you review available options. A quote request does not bind coverage; coverage must be confirmed by an authorized representative.
Does Gerald Ross Agency offer marine insurance?
Contact our team to discuss marine insurance options for boat owners and commercial fishing operations. Available coverage, exclusions, and eligibility depend on the vessel, operation, and insurer.
Can Gerald Ross Agency help with wildfire insurance?
Our team can help you review available insurance options for wildfire-exposed property. Availability depends on the property's location, condition, underwriting requirements, and insurer. Coverage in high-risk areas is not guaranteed.

Get in Touch

Ready to protect what matters most? Contact us today for a no-obligation insurance review. Our experienced agents are here to help you find the right coverage for your needs.

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